Franzén and Salzano Celebrates 20 Years! A long, long time ago, the Atlanta Journal Constitution featured these leading lending lawyers who launched their boutique firm to serve the consumer financial services industry: Loretta Salzano and Terry Franzén We are proud…
Blog Archives
Winter 2016-2017 Announcements
Introducing Charley Michael Dozier! Charley was born to Jenny and Mike Dozier on December 23, 2016. Charley weighed 8 lbs 8oz and is 21 inches long. Mom, Dad, big sister Lucy and Charley are all doing well!
Posted in Announcements, Newsletters
Winter 2016-2017 Hot Topics
Feel like you’re in a shaken snow globe? So do we! February brought the worst “vacation” we’ve seen when the industry-favorable PHH decision was vacated. We’ll have to await the en banc review for a ruling on the CFPB’s constitutionality…
Posted in Hot Topics, Newsletters
Winter 2016-2017 States In Brief
Florida The Florida Department of Financial Services revised its regulations governing the licensing mortgage loan originators. Specifically, the regulations streamline the process for individuals applying for a loan originator license. Nevada The Nevada Commissioner of Mortgage Lending adopted regulations with…
Posted in Newsletters, States In Brief
Winter 2016-2017 Federal Highlights
CFPB Compliance Bulletin and Policy Guidance The CFPB revised its 2012 bulletin on oversight of third party service providers to make clear that supervised banks and non-banks may adopt a risk-based approach which is not “one size fits all.” The…
Posted in Federal Highlights, Newsletters
Winter 2016-2017 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters
Fall 2016 From The Trenches
In its Fall Supervisory Highlights, the CFPB addressed its latest supervisory observations relative to mortgage origination and mortgage servicing. These are issues the CFPB has encountered during examinations, and are therefore areas to which mortgage lenders and servicers may wish…
Posted in Hot Topics, Newsletters
Fall 2016 Federal Highlights
Big Win for PHH in Case Against CFPB The U.S. Court of Appeals for the DC Circuit has released its opinion in PHH’s case against the CFPB, and it’s a resounding win for PHH and the industry. In its 110-page…
Posted in Federal Highlights, Newsletters
Fall 2016 States In Brief
Colorado The Governor of Colorado signed into law House Bill 1306, amending, repealing and relocating several provisions in accordance with the Federal Secure and Fair Enforcement For Mortgage Licensing Act of 2008 certain disclosure requirements. The bill was effective August…
Posted in Newsletters, States In Brief
Fall 2016 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters