Arkansas House Bill 1907 The Governor of Arkansas signed into law HB 1907, which repeals or amends sections of the Arkansas Code relating to real estate forms which failed to provide constructive notice due to defective certificates of acknowledgment. The…
Blog Archives
Spring 2013 “Talking The Talk”
Terry Franzén will speak at the State of Bar of Georgia’s Real Property Law Section’s Annual Institute in May at Amelia Island, Florida to address the unlicensed activities related to attorneys assisting clients with mortgage modification and short sales. Also…
Posted in "Talking The Talk"/Conferences, Newsletters
Winter 2013 Announcements
Introducing Lucille Charlotte “Lucy” Dozier! Lucy was born to Jenny and Mike Dozier on January 8, 2013. Lucy weighed 7 lbs 3 oz and is 19 ¾ inches long. Mom, Dad and Lucy are all doing well!
Posted in Announcements, Newsletters
Winter 2013 Hot Topics
Do you have an AML policy? Do you know what that is? In a recent examination, the Georgia Department of Banking and Finance cited a company for not having a complete policy. If you need a policy, want to be…
Posted in Hot Topics, Newsletters
Winter 2013 Federal Highlights
CFPB Releases “Ability To Repay/Qualified Mortgage” Rule The CFPB introduced the long awaited “Ability To Repay/Qualified Mortgage” Rule along with new HOEPA, counseling and escrow rules. This rule will be effective on January 10, 2014, and includes some surprises, such…
Posted in Federal Highlights, Newsletters
Winter 2013 States In Brief
Illinois House Bill 5019 On January 29, 2013, the Illinois Governor signed HB 5019, which amends sections of Public Act 097-0849 (SB 1692) relative to high-risk home loans. HB 5019 was effective January 29, 2013 for loans made, refinanced, renewed,…
Posted in Newsletters, States In Brief
Winter 2013 “Talking The Talk”
Terry Franzén will speak at ACI’s 11th National Forum on Residential Mortgage Litigation and Regulatory Enforcement in Washington, DC in April regarding fair lending issues. In May, Terry will speak at the State Bar of Georgia’s Real Property Law Section’s…
Posted in "Talking The Talk"/Conferences, Newsletters
Fall 2012 Announcements
Friends and family of Jenny and Mike Dozier gathered together to celebrate the upcoming birth of their daughter with a gala luncheon and baby shower.
Posted in Announcements, Newsletters
Fall 2012 Federal Highlights
The CFPB has been extremely busy, recently issuing the following proposed rules relating to the mortgage business. In January, we expect to see much of what is in store! The proposed rules noted below can be read in their entirety…
Posted in Federal Highlights, Newsletters
Fall 2012 States In Brief
Georgia The Georgia Department of Banking and Finance recently adopted final revisions to its regulations under the Georgia Residential Mortgage Act. These changes are currently effective. Notably, the rules reduce the fine for failure to timely file an NMLS call…
Posted in Newsletters, States In Brief