Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Blog Archives
Winter 2020-2021 Hot Topics
Loretta Salzano was recently featured in RESPA News warning lenders about the FDIC’s amped up attention to marketing service agreements (“MSAs”) and co-marketing with real estate professionals. Even those not supervised by the FDIC should be on guard in response…
Posted in Hot Topics, Newsletters
Winter 2020-2021 Announcements
Announcing Nora Page McCraw! Nora was born to Alicia and Madison McCraw on January 27, 2021. She weighed in at 6 pounds 20 ounces. Please join us in congratulating Alicia and Madison!
Posted in Announcements, Newsletters
Winter 2020-2021 Federal Highlights
Presidential Memorandum Regarding Fair Housing Act On January 26, 2021, President Biden issued a memorandum to the Secretary of Housing and Urban Development directing the Secretary to examine the effects of various fair housing rules, including HUD’s disparate impact standard…
Posted in Federal Highlights, Newsletters
Winter 2020-2021 States In Brief
Colorado Colorado revised regulations governing mortgage loan originators and mortgage companies. The amendments to the regulations were effective January 1, 2021. Florida Florida recently adopted a regulation related to loan originator, mortgage broker, and mortgage lender licenses. The regulation was…
Posted in Newsletters, States In Brief
Winter 2020-2021 “Talking The Talk”
Loretta Salzano and Jenny Dozier will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides…
Posted in "Talking The Talk"/Conferences, Newsletters
Summer-Fall 2020 Hot Topics
The Bureau Rescinds RESPA Bulletin 2015-05 – Issues FAQs Loretta Salzano weighed in on the FAQs to RESPA News as follows: Kudos to the CFPB for rescinding the 2015 Bulletin and replacing it with more practical guidance! Much of the…
Posted in Hot Topics, Newsletters
Summer-Fall 2020 Hot Topics
Georgia House Bill 781 Georgia passed House Bill 781, effective January 1, 2021. The Bill makes several amendments to the Georgia Residential Mortgage Act. Highlights of the Bill include: – Removal of the requirement that mortgage brokers and mortgage lenders…
Posted in Hot Topics, Newsletters
Summer-Fall 2020 Hot Topics
CFPB Announces the Establishment of a New Pilot Advisory Opinion Program The Consumer Financial Protection Bureau (“Bureau”) announced the establishment of a new Pilot Advisory Opinion (AO) Program. The primary purpose of the Pilot AO Program is to provide a…
Posted in Hot Topics, Newsletters
Summer-Fall 2020 Federal Highlights
CFPB Updates HMDA FAQs on Multiple Data Points The Consumer Financial Protection Bureau (“CFPB”) updated its Frequently Asked Questions on the Home Mortgage Disclosure Act (“HMDA”) to add two items regarding multiple data points. The first FAQ confirms the credit…
Posted in Federal Highlights, Newsletters