Profile
Alicia McCraw is an attorney with Franzen & Salzano, P.C., and practices in the firm’s consumer lending regulatory compliance area. She received a B.A. in Biological Sciences from Virginia Tech in 2012 and a J.D. from Charlotte School of Law in 2015, where she served as an editor on Law Review. Prior to joining the firm, Alicia worked in regulatory compliance for a $12 billion technology based independent mortgage bank. She is admitted to practice in North Carolina.
Education
Charlotte School of Law, Charlotte, NC, J.D. 2015
Virginia Tech, Blacksburg, VA, B.A. 2012
Focus of Practice
- Advise banks, lenders, loan servicers, and other financial institutions on multi-state and federal lending and loan servicing laws, including, but not limited to, the Dodd-Frank Act, RESPA, TILA, ECOA, HMDA, FCRA, SAFE Act, “anti-predatory lending,” licensing, usury, loan documentation, disclosures, loan programs and compensation;
- Monitor federal and state legislative and regulatory developments impacting the financial services industry;
- Advise on regulatory obligations and compliance risks relating to state licensing requirements and state disclosure requirements.
Previous Experience
Movement Mortgage, Indian Land, SC, 2015-2018:
Assistant Regulatory Counsel
- Advise business units and executive management on compliance risk, legal and regulatory updates, and agency requirements.
- Track, monitor and analyze current and pending state and federal legislation and regulations, Agency guidelines, and provide monthly updates to affected business units and executive management.
- Prepare responses to complaints filed with the federal and state regulators, including State Attorney General Office and the CFPB.
- Manage day to day compliance issues for Sales and Operational Staff, support legal research for the Risk and Governance Team, and review response preparation for state and federal examinations.
Professional Leadership
- Admitted to Practice in North Carolina
- North Carolina State Bar – Member
