RESPA Do’s and Don’ts The National Association of Realtors released its RESPA Do’s and Don’ts for Co-Marketing, Social Media, & Other Web-Based Marketing Tools. Real estate brokers and agents are subject to the Real Estate Settlement Procedures Act (RESPA) when…
News & Resources
Spring/Summer 2017 Hot Topics
CFPB Issues Final TRID Rule Amendments The CFPB has issued the final revisions to the TRID rule, along with a new proposal to address the black hole. Required for applications received on or after October 1, 2018, the new rule…
Posted in Hot Topics, Newsletters
Spring/Summer 2017 Hot Topics
CFPB issues Arbitration Rule The CFPB has issued its final rule regarding the use of pre-dispute arbitration agreements in connection with certain consumer financial products and services. Generally, the rule prohibits arbitration clauses from barring a consumer from filing or…
Posted in Hot Topics, Newsletters
Spring/Summer 2017 States In Brief
Arkansas The Governor of Arkansas signed into law HB 1801, which revises Arkansas’ Fair Mortgage Lending Act (FMLA). The revisions relate to the FMLA’s rules concerning licensing requirements for loan officers and mortgage brokers, surety bond requirements, and the duties…
Posted in Newsletters, States In Brief
Spring/Summer 2017 “Talking The Talk”
Loretta Salzano will be speaking on a variety of hot topics at key conferences throughout the country. Conference attendance is a great way to stay informed on the latest happenings in the industry – and it provides a fabulous opportunity…
Posted in "Talking The Talk"/Conferences, Newsletters
Spring/Summer 2017 Announcements
Franzén and Salzano Celebrates 20 Years! A long, long time ago, the Atlanta Journal Constitution featured these leading lending lawyers who launched their boutique firm to serve the consumer financial services industry: Loretta Salzano and Terry Franzén We are proud…
Posted in Announcements, Newsletters
Winter 2016-2017 Announcements
Introducing Charley Michael Dozier! Charley was born to Jenny and Mike Dozier on December 23, 2016. Charley weighed 8 lbs 8oz and is 21 inches long. Mom, Dad, big sister Lucy and Charley are all doing well!
Posted in Announcements, Newsletters
Winter 2016-2017 Hot Topics
Feel like you’re in a shaken snow globe? So do we! February brought the worst “vacation” we’ve seen when the industry-favorable PHH decision was vacated. We’ll have to await the en banc review for a ruling on the CFPB’s constitutionality…
Posted in Hot Topics, Newsletters
Winter 2016-2017 States In Brief
Florida The Florida Department of Financial Services revised its regulations governing the licensing mortgage loan originators. Specifically, the regulations streamline the process for individuals applying for a loan originator license. Nevada The Nevada Commissioner of Mortgage Lending adopted regulations with…
Posted in Newsletters, States In Brief
Winter 2016-2017 Federal Highlights
CFPB Compliance Bulletin and Policy Guidance The CFPB revised its 2012 bulletin on oversight of third party service providers to make clear that supervised banks and non-banks may adopt a risk-based approach which is not “one size fits all.” The…
Posted in Federal Highlights, Newsletters